Three percent at U.S. supermarkets, gas stations, and online retail — three of the most universal spending categories — with no annual fee. The cap of $6,000 per category per year is real but generous: that is $360 in cashback before the rate drops to 1%. Most households will hit one cap and not the other, and the rate still beats every flat-rate card in the meantime. The 2.7% foreign-transaction fee disqualifies it as a travel card; this is a card you use at home.
What you actually earn
Who this card is for
Households spending $300+/month on groceries OR gas OR online shopping, doesn't travel internationally.
The compliance footnote
The Blue Cash Everyday carries a $0 annual fee with an APR range of 19.24-29.99% Variable. Foreign-transaction fee is 2.7%. The current signup offer is $200 statement credit after $2,000 in 6 months. These terms are accurate as of 2026-05-03 and may change at the issuer's discretion. We earn a referral fee on approved applications referred via the Apply link, at no cost to you.