Quicksilver vs Active Cash Card: Which Is Actually Worth It?
Both are simple flat-rate cards; Quicksilver wins abroad, Active Cash wins on pure earn rate domestically.
Quicksilver
Earns unlimited 1.5x cashback, but APRs are alarmingly high otherwise.
Active Cash Card
Earns 2% cashback everywhere, period.
Side-by-side specs
| Quicksilver | Active Cash Card | |
|---|---|---|
| Annual fee | $0 | $0 |
| Signup bonus | $200 after $500 in 3 months | $200 after $500 in 3 months |
| APR range | 19.74–29.74% Variable | 19.24–29.24% Variable |
| Foreign tx fee | None | 3% |
| Credit target | good | good to excellent |
Quicksilver earn rates
Active Cash Card earn rates
The verdict
You travel internationally regularly, Quicksilver has no foreign-transaction fee; Active Cash charges 3%.
Apply at Capital One →You stay domestic and want the highest flat-rate cash back (2% vs 1.5%) with Wells Fargo's broad ATM network.
Apply at Wells Fargo →Quicksilver annual fee $0, APR 19.74–29.74% Variable, signup offer $200 after $500 in 3 months, terms as of 2026-05-06. Active Cash Card annual fee $0, APR 19.24–29.24% Variable, signup offer $200 after $500 in 3 months, terms as of 2026-05-06. Verify current terms on the issuer's site before applying. Apply links go directly to the issuer; picksbycard is independent and does not earn a commission on card approvals.