This card's math works out if you spend $3,000+ in your two chosen categories annually. It's for people with good-to-excellent credit scores (700+) who put their groceries or dining bills on the card. The trade-off is a mediocre earn rate everywhere else.
What you actually earn
two chosen categories
×5
one everyday category
×2
everything else
×1
Who this card is for
Someone who spends over $3,000 annually in categories like groceries and gas should carry this no-annual-fee card.
The compliance footnote
The Cash+ Visa Signature carries a $0 annual fee with an APR range of 19.74–29.74% Variable. Foreign-transaction fee is 3%. The current signup offer is $200 after $1,000 in 120 days. These terms are accurate as of 2026-05-06 and may change at the issuer's discretion. We earn a referral fee on approved applications referred via the Apply link, at no cost to you.