Local AI picks.
For local AI one number decides everything: VRAM. The model either fits in memory or it does not, and no amount of GPU speed rescues a model that does not fit. Rule of thumb at 4-bit quantization: 8GB runs 7B-8B models, 12GB runs 13B-14B, 16GB runs the low 20Bs, 24GB runs 32B-class, and 32GB runs 32B with room to breathe. CUDA support is the second spec: NVIDIA cards run everything, AMD cards run llama.cpp and Ollama well but lock you out of CUDA-only tools.
The VRAM ladder
What fits whereApproximate memory needed to run popular open-model sizes at 4-bit quantization. Leave headroom for context; long conversations eat memory too.
| Model class | Needs (Q4) | Cheapest way to run it |
|---|---|---|
| 7B-8B | ~5GB | Any 8GB card runs these; a used RTX 3060 12GB runs them with room to spare |
| 13B-14B | ~9GB | Used RTX 3060 12GB is the budget ticket; any 12GB card works |
| 22B-24B | ~14GB | 16GB cards: the RTX 5060 Ti 16GB is the cheapest new option with CUDA |
| 32B | ~20GB | 24GB territory: used RTX 3090 for value, RTX 4090 for speed, RX 7900 XTX for the AMD route |
| 70B | ~40GB | Beyond any single consumer card at Q4: two RTX 3090s over NVLink, an RTX 5090 with partial CPU offload, or rent the compute |
Cross-reference which models are worth running at picksbymodel.com, our AI model rankings site.
The ranking
6 cardsGeForce RTX 5090
The fastest consumer card on earth, and the only one with 32GB. You pay for every gram of it.
GeForce RTX 4090 (used)
Out of production, still in demand: 24GB of CUDA keeps its used price stubborn.
GeForce RTX 3090 (used)
The budget ticket to 24GB of CUDA. The local AI community's favorite used card for a reason.
Radeon RX 7900 XTX
The cheapest way to 24GB of VRAM in a card you can still buy new.
GeForce RTX 5060 Ti 16GB
The cheapest new NVIDIA card with 16GB, which quietly makes it the budget local-AI default.
GeForce RTX 3060 12GB (used)
The accidental AI starter card: 12GB and CUDA at pocket-money used prices.